Jay Rodney and Mike Rametta founded RTO Technologies in 2012, a consulting company within the insurance industry. It soon became evident a gap existed in the creation of compliance document creation and non-discrimination testing. The Employee Retirement Security Act (ERISA) requires employers to provide documentation related to their benefit plans. Insurance providers often struggle to offer these documents or keep up with required updates due to regulation changes. Word templates and expensive lawyers aren\'t always a viable solution. With Jay\'s great knowledge of the industry and Mike\'s amazing development skills EnsuredCompliance® was started.
\r\n\r\nWe\'ve since changed our name to RTO Benefits and added a few more people but continue to work on our cutting edge product. Our objective is to be a fun company to work for while delivering solutions to streamline our customers\' processes, cut costs and grow their revenues.
\r\n\r\nContact Us to speak with a knowledgeable consultant.
HHS has updated its model Notice of Privacy Practices (NPP) materials to help covered entities and business associates comply with the Part 2 related NPP requirements that became enforceable on February 16, 2026.
02/26/2026
Many federal laws create mandates that may apply to your group health plan.
12/18/2025
The IRS has announced that it intends to issue proposed regulations regarding Trump Accounts (TAs)
12/11/2025
QUESTION: We are reviewing the SPD procedures for our ERISA health and welfare plans and need some guidance. Who must receive SPDs for these plans?
12/02/2025
QUESTION: We understand there is a small employer exception to COBRA for employers with fewer than 20 employees. What employees should we count for purposes of this exception?
12/02/2025